June 1963

How much do doctors charge today?

You pay your doctor for the service he renders. How much he charges is related to his idea of the importance of what he does. His fee may be based on several estimates: the total time spent on the case, the gravity of the problem, the intensity of his effort, and the measure of skill required.

Why should your family have an "open-end" mortgage?

Because when you have paid off some of the principal (usually at least $500), an open-end clause permits you to reborrow up to the original mortgage amount.

How can you choose stocks for high dividends?

Homeowner's insurance: what does it cover?

Not too long ago, when your son hit a baseball through the neighbor's picture window or a water pipe burst and stained your ceiling, you had to wade through half a dozen complicated policies to find out whether you or the insurance company paid the bill. A loophole here, an exclusion there, a policy whose expiration date had slipped your mind-- and chances were good you would pay.

JUST WHAT ARE THE MOST COMMON DENTAL PROBLEMS?

Dental problems may not be the most critical of human afflictions, but neither are they trivial. Eventually, they strike over 95 per cent of the population, leave 13 per cent without teeth, and account for a national dental bill of $2 billion a year.

260 COLLEGES THAT WANT MORE STUDENTS!

Despite the well-publicized scramble for admission to a few "prestige" colleges, there are thousands of openings in good, accredited schools that go unfilled every year. The 260 colleges listed here have vacancies for the coming semester.

IT'S NEWS TO ME!

Electric furniture buffer protects finest pieces. Two-speed polisher features a linear action buffer that is equally effective with paste, liquid, and spray polishes. Produces either a satin or high gloss finish. Brush for polishing hard-to-shine areas, such as carved ornamentation can be attached to end of buffer.

FOUR FINE FENCES

When you've got fencing in mind, you'll find this quartet covers the territory in style. Each does its own special job well, whether it's with wood, chain link, concrete, or fiberglass panels. They're proof that fences are good for looking too.

REALLY LIVE AT HOME THIS SUMMER!

Enjoy a relaxing view of an oriental garden-- Open a room into the calm of the orient to set a tranquil summer mood. Here's what it takes: Start with a slate flagstone terrace; then add a bonsai pine in silhouette against a black rattan screen: Use smooth, white river stones for a decorative mulch among subtly placed rocks.

THREE BREEZY WAYS TO BEAT THE SUN!

Simple or fancy, a sun shelter can be your ticket to a cool, comfortable summer outdoors. You'll find any one of these compact additions will cut out the summer sun and catch the mildest breeze at the same time. With a little know-how, you can build the one that suits you. All you need is a plan, and a few basic tools and materials.

THE TREND TO TIEBACKS!

HOW TO COOL OFF A COLOR SCHEME

Mr. and Mrs. Fred Wolz, Skokie, Illinois, had a well-decorated living room, color schemed in neutrals, oranges, and golds. Their problem? They wanted a new look for summer. Here's how Mrs. Wolz felt about it:

THIS IS HOW A SPLIT LEVEL SHOULD BE!

If you want a good split-level house, this is the one. Inside and out, this handsome house does everything a good split level should-- in a way you'd do well to match.

HE LIKES TO COOK

Want to turn a pot roast into a steak? Guy Koenigsberger covers this cut of beef with mustard and salt, and when the coating hardens over the coals, it finally falls off to reveal a perfectly cooked "steak." Guy is advertising, promotion, and public-relations director for a TV station, radio station, and theater, all in Des Moines, Iowa. How did he get his start in cooking? To quote: "My wife, who is a really knowledgeable cook, bought everything, got it ready, and urged me 'just to try it one time.' Pretty sneaky, what?"

REAL AND RIBBON ROSES

THE LATEST IN COVERED COOKING

TOP CHOICES FOR KITCHEN COUNTERS

... the widest choice ever of materials for kitchen work faces. And these counter tops will withstand rigorous daily ... and last for years if you buy wisely and care for them .... Know the advantages of each, so you can be sure select the best for your needs. Follow manufacturer's recmendations for installation of any of this material.

NOW--CENTRAL AIR CONDITIONING IS CHEAPER AND BETTER

If you're thinking that central air conditioning is out of the question for your budget, think again. In recent years, manufacturers have taken central air conditioning out of the luxury class. For instance, central air conditioning that would have cost you $1,100 in 1956 now can be installed for less than $850-- and it will be more efficient and economical.

ENCHANTING EASTERN CANADA

A bridge across the Niagara River, connecting Buffalo, New York, with Fort Erie, Ontario, bears one of the world's most inspiring names: "Peace Bridge." It symbolizes the unique friendship that has bound Canada and the United States for more than a century. It also provided a convenient front door to the home of our northern neighbors for Special Assignments Editor George Bush when he drove north to research this article.

HERE THEY ARE THE WINNERS OF THE $30,000 BETTER HOMES & GARDENS HOME IMPROVEMENT CONTEST

The entries came by the bagful-- each proving that 1962 was a year of great home improvement. The changes the entrants made to their homes were terrific: big, little, and in-between.

SELECTING SUMMER FURNITURE

When you're buying summer furniture, you must consider how you're going to use it. Here are shopping guides. Take it with you. The fold-and-carry aluminum chairs and chaises are sold at competitive prices, and range from sturdy branded qualities down to drug-store bargains.

HOW TO ORDER PLANS FOR HOUSES AND PROJECTS

For either of these houses listed above, you can buy a complete package that includes: working drawings; a list of materials to help estimate costs; an outline of specifications for workmanship and materials; points you should include in builder-owner agreement.

SHOPPING BY MAIL WITH BETTER HOMES & GARDENS

THE MAN NEXT DOOR

I've finally managed to figure out the reason why so many of us find it difficult to get rid of our faults. It's because we think of them as interesting quirks which give us a special charm.