January 1964

HOW TO DRIVE AND SURVIVE

During the 15 years that I have competed in races all over the world, I think about 250 drivers were killed, and I can remember only one top-ranker who was killed on the public highway: Mike Hawthorne, 1958 champion of the world. Nevertheless, there's a measure of truth in the remark that one's safer on the race circuit than on the public roads, for on the race-course at least one can be reasonably sure that, first, all the drivers will be competent, their actions reasonable and predictable, and that, second, mechanically the cars will be comparatively safe.

HOW TO PICK A PORTABLE

Quality is the most important thing to look for when buying a portable power tool. It's always tempting to save a few dollars by buying a cheap one, but it's no fun working with tools that get hot, break down, or don't have quite enough power to do routine jobs easily. You'll find that a few extra dollars spent initially will pay off in higher performance, longer life, and greater safety.

SELECTING A SOFA BED

IF YOU REALLY KNEW HOW LITTLE IT TAKES TO HAVE A BETTER HOUSE...

TAKE A LOOK AT HOW YOU-- AND YOUR INCOME-- HAVE CHANGED SINCE YOU MOVED INTO YOUR PRESENT HOME

IS THIS THE WINTER YOU DO SOMETHING DIFFERENT?

When Spring seems a long stretch of the calendar, there's nothing like "accomplishment" to unleash your winter-bound energy. Especially, we say, if the accomplishing itself is enjoyable.

FOUR SIMPLE SMALL-SHOP LOW-COST PROJECTS YOU CAN BUILD

THIS HOUSE KEEPS UP WITH YOU!

Why? Because this is a house you don't often find --a house you can build in four co-ordinated stages. It lets you build your own home sooner, and expand when you most need extra space.

HOW TO MAKE ROOM FOR MUSIC

BRIGHT YOUNG BEDROOMS

Soft young glamour glows throughout this appealing little lady bedroom. Perky red-and-white ticking on the wall is highlighted by panels with capricious bird-cage designs. The window, framed by white rickrack-trimmed rayon and cotton draperies, is punctuated by a shade with a jolly poodle design.

WALL-MOUNTED HOBBIES

HOW TO GET PLANS

WHERE ARE YOU GOING FINANCIALLY?

Why do you earn money, anyway? This may sound like an elementary question-- yet your answer deserves some serious thought.

DO YOU HAVE A SPENDING PLAN?

Old-fashioned budget systems expected you to know the right answers before you started. From your monthly income, you subtracted all "fixed expenses" (bills you had no control over), and then allotted standard percentages of the remainder to clothing, household operations, recreation, contributions, and so on.

DO YOU USE DOLLAR SENSE?

The simplest bit of money management advice we know is this: Maximize your income, minimize your outgo. Make every reasonable effort to increase your family's income over the years, and at the same time try to hold the line on your operating costs.

WHEN SHOULD YOU BUY A HOME?

Home ownership offers you many benefits-- the right to live where you want as long as you want; full freedom to furnish and decorate and landscape; the satisfaction of raising your children in a place they can genuinely call home. But beyond these intangibles is a sound financial reason for home ownership, as we shall see.

ARE YOUR CAR COSTS IN LINE?

Next to a home, your costliest purchase is likely to be your car-- and since automobiles wear out faster than houses, you probably will face this big spending decision more often. Wise shopping can save you many dollars every time you buy.

WHO NEEDS INSURING--AND WHY?

Insurance protects your family against financial losses you cannot guard against in other ways. Few families stop to analyze what losses they might have-- or how much risk there is of each one occurring. Thus, your own family may well be over-protected against a few minor or rare losses, and very vulnerable to some potential disasters.

HOW CAN YOU START SAVING?

In one sense, savings are like the guard rail alongside a winding mountain road. You don't really expect to run your car into the railing, but it's mighty comforting to see it there. Similarly, for a family, one important benefit of saving is the feeling of security it brings.

ARE YOU WISE ABOUT TAXES?

Under federal income-tax laws, you are entitled to many legitimate tax savings. But it's up to you to learn what they are, and then make use of them when you file. The Internal Revenue Service will disallow improper deductions; yet the IRS can hardly be expected to spot deductions you were entitled to, but failed to enter on your return.

SHOPPING BY MAIL WITH BETTER HOMES & GARDENS

THE MAN NEXT DOOR

Remember those patriotic Bonds for Defense drives of 20 years ago? In our town we still work up the same civic enthusiasm-- but now it's Bonds for the New High School and Bonds to Fix Up the Old Sewage Plant.