November 1965

FAMILY MONEY MANAGEMENT

HOW CAN YOU USE LIFE INSURANCE FOR RETIREMENT INCOME?

There are basically two ways. First, you can use cash-value life insurance or annuity policies-- including policies you already own-- to save money you will need when you begin retirement; the cash value will be paid out to you at that time in installments. Second, you can buy a single-premium annuity that converts your savings and investments, from whatever source, into an immediate regular income guaranteed for as long as you live.

GOOD NEWS FOR MEN!

Antique a piece of furniture --old or new-- and have it back in use in less than an hour?

HOW THE 1966 CARS COMPARE BY LENGTH, WIDTH

A family considering purchase of a 1966 model American car need not worry too much about whether it will fit in the present garage. If the 1965 full-size car fits, then chances are good the 1966 model will fit, too. But if the 1965 compact or intermediate size car was a tight squeeze, you may find the 1966 counterpart won't quite fit.

WHAT YOU SHOULD KNOW BEFORE YOU BUY A BATTERY

How long has the present battery been in your car? A recent large-scale national survey shows average battery life to be 26 months. If your battery is approaching this age-- or nearing the end of its guarantee period-- replacement in the near future is a virtual certainty.

SHOULD YOU EVER PUSH A CAR TO START IT?

From the safety point of view, you shouldn't. But from a practical and human angle, most of us will help a fellow traveler in need. However, before pushing any car, have a conference with the other driver and prearrange signals for slowing down, stopping, or changing directions. And never try to push-start a car on a freeway or other heavily traveled roadway. Help get the disabled car out of traffic and offer to go for professional help.

WHAT CAN YOU DO WHEN YOU MISS A PLANE CONNECTION?

As soon as you realize there's no longer time enough to catch your connecting flight, seek help from the air line that's been forced to delay you. One of their representatives will make a determined effort to help you reach your final destination.

THESE ROOMS CAUSE TALK!

And carry it on and on. It's no wonder! Each of these conversation centers-- some spacious and some small-- consists of good furniture grouping that just naturally encourages round after round of friendly conversation. Chairs and sofas are placed so that guests sit in comfortable proximity. A few thoughtful accessories and a well-placed table or two complete a good conversational grouping every time-- in any size room.

THE TIMELESS ORIENTAL RUG

Oriental rugs were once considered only within reach of the wealthy. While it is true that you could still pay thousands of dollars for an oriental carpet, you don't have to today. You can buy a quality rug in age-old traditional patterns for a fraction of this cost.

WHY THEY DON'T TEACH PIANO THE WAY THEY USED TO

The finger drills and formal recitals that marked the childhood piano lessons of about 25,000,000 adults in this country are fast becoming a thing of the past.

MATCH SAFES AND HATPIN HOLDERS

Of all the vast array of fads, fancies, and conceits of the Victorian era, none perhaps is more charming than the ornamented match safes which householders used before the advent of the safety match, and the quaint and useful hatpin holders which once sat atop milady's dresser and held those elongated instruments which kept her from losing her wide-brimmed, decorative bonnet on windy days.

WHY SETTLE FOR A BAD HOUSE?

There's nothing funny about the problems cartooned on the next 16 pages. The grim fact is that the problems are everywhere-- even in many new homes. If you see shortcomings like these built into that model home you are shopping-- don't buy.

BIG SPRING COLOR FROM SMALL BULBS

Chase away winter with the first-to-flower blossoms of spring. Even if you live in the East or some other area that has suffered through extended summer droughts, you can count on these bulbs to bloom beautifully since they're not dependent on summer's moisture.

STEP BY STEP TO A FINISHED BASEMENT

Don't turn that basement over to old jelly jars and spiders-- not when you can convert it into a handsome and useful family room like this! Today's new tools and materials make the finishing easier, more economical, and faster than ever before. And chances are, you'll end up with a better looking job, too.

HANDSOME HOUSE--PRACTICAL PLAN

Design does two things in the home of the James Martins of Upstate New York-- it presents an attractive appearance, and creates great livability. The unassuming front belies the fact that this is a spacious split-entry house. Inside, this home shows you that good modern design offers practicality and charm equal to anything traditional.

WHAT'S NEW ABOUT TURKEY?

Several things-- all of them good! Today's turkeys are meatier and more tender than ever before. And they come in a greater variety of sizes, too. In addition to whole birds, turkeys are now available cut in parts and as boneless roasts, so you can choose the form exactly suited to your needs.

DECORATING WRONGS MADE RIGHT

TRIP TIPS FOR THE MODERN TRAVELER

... you have plans for a to Europe or a "See ... tour, chances are you'll ... especially after the extension is over-- that it is still little things that count. In ... words, small, inexpensive ... that add to the ... of travel can really make ... difference in the enjoyment of a holiday.

HOW TO ORDER PLANS FOR HOUSES AND PROJECTS

You can order a complete set of plans for the house shown in "Handsome House-- Practical Plan," page 70. This set includes working drawings, a list of materials to help estimate building costs in your area, an outline of specifications for workmanship and materials, and points for you to include in your builder-homeowner agreement. Just check the box on the coupon below for House Plan 3511-A and send $15.00 for the complete plan package.

CAN YOU CUT YOUR TAXES WHEN SELLING YOUR HOUSE?

Let's say you bought your house for $18,000 ten years ago and can sell it now for $24,000. The $6,000 profit on the sale would, of course, be taxable as a long-term capital gain. However, you may be able to reduce the tax substantially, postpone it indefinitely-- or in some cases even eliminate it (check IRS form 2119). Here are some of the possibilities:

HOW TO CHOOSE CLEANER AIR FOR YOUR HOME

The air around your house is getting dirtier all the time. In fact, up to 500 million dirt particles are present in every cubic foot of outside city air.

GIFT SHOPPING BY MAIL

Discover the ease of shopping by mail! Order with complete confidence. Each firm will refund your money if you're not thoroughly pleased.

THE MAN NEXT DOOR

My Christine keeps three almost identical shakers at the back of the stove: salt, pepper, and goldfish food. Coward that I am, I don't dare ask her why.