June 1965

WHAT KIND OF LIFE INSURANCE DOES A WOMAN NEED?

A great many life insurance policies are available to women today-- and it's possible to tailor them to each family and/or working situation. Take these examples, roughly in order of increasing insurance need:

HOW MUCH COLLEGE COST SHOULD A YOUNGSTER EARN?

It's just about impossible for him to take care of it all, except perhaps at the few remaining state universities and other public colleges that charge less than $1,000 a year for room and board. (Even there, "putting yourself through college" is a difficult proposition.) The typical total price tag on a four-year college education has now reached about $10,000-- and is climbing ever higher-- while student pay scales have lagged far behind.

HOW CAN YOU GET EMERGENCY CASH ON A VACATION TRIP?

WHAT ASSESSMENTS CAN HIT YOU AFTER YOU BUY A HOUSE?

As many as a dozen or more-- so don't be misled by low taxes when you buy a home. Taxes may be minimal whenever you move into a growing area, but usually a lot of essential improvements are yet to come. As more houses are built, the pressure for new services forces new expenditures; you'll pay your share one way or another.

HOW MUCH OF A RISK ARE COMMON STOCKS?

COMING NEXT: DENTAL INSURANCE

As recently as five years ago, the questions most often asked about dental insurance were (a) is it financially feasible? and (b) do many people really want it? To judge by the evidence accumulated since then, the answer in both cases is yes. The number of Americans with dental insurance has already doubled since 1960-- to 1,500,000 people-- and a tenfold increase is anticipated no later than 1975, with perhaps an even faster growth thereafter.

CARS IN YOUR FAMILY

Vacation driving is different-- a far cry from the stop-and-go, short-hop, city driving normally encountered during the winter. To help prepare you and your car for the season, we are presenting this comprehensive guide. It's packed with helpful information on everything from car maintenance to basic safety rules, driving techniques, and turnpike tips. Read it, clip it, follow its suggestions, then drive carefree all summer!

HOW TO START FAIR AND SQUARE

Accuracy is just as important in outdoor building as it is in any other kind, and often a great deal harder to achieve. The best place to start is with some sort of base line. This can be the side of your house in the case of a patio or deck, or a measured line for a fence. Once you get this line set straight and level, you can make all other measurements from it. One thing to watch, however, is the chance of accumulated error. The drawing below shows two ways to measure for setting fence posts.

THE BREAKTHROUGH IN EXTERIOR LIGHTING

There's big news in exterior lighting these days. New systems using 12 volts of electricity instead of 120-volt house current let you install your own lighting and change it around as necessary in a matter of minutes. A small transformer changes the house current to 12 volts and sends it on its way through a special cable. You clip lights on this cable wherever you want them.

TIPS ON WORKING WITH CONCRETE

Laying concrete involves hard work but if you have small areas-- or larger areas that can be broken down into smaller sections-- there's no reason you shouldn't tackle it. However if you have a large area, such as a driveway, that does not lend itself to smaller sections and if time is short, you'd do better to call in a professional.

HOW-TO FOR WOODEN DECKS

Planning to build a deck but don't know where to start? While every deck represents a specialized installation, there are certain basic facts and construction techniques that will help you get started.

HOW TO SET POSTS

A lot of outdoor building centers around your ability to set a post-- properly: exactly where you want it, straight up and down, or plumb, and set to stay as a sturdy support that won't break, lean, or rot away.

HOW TO CHOOSE THE BEST OUTDOOR FINISH

Finishing your outdoor project is probably the most time-consuming part of the job. You'll want to pick the best kind of finish so it will last as long as possible.

MORE FOR YOUR TRAVEL DOLLAR!

When you're planning your European trip, consider traveling after the summer rush. During the fall season, you'll find transatlantic fares generally lower, accommodations simpler to get, and the list of events even more inviting than in the summer. In most countries, the weather is mild and sunny, inviting you to see Europe at a more casual, leisurely pace. With the cooperation of the travel industry, we've condensed a few high lights of a European visit in the fall. For additional information, see the coupon at the end of this article and check the ideas that interest you most. Clip and mail to: Better Homes & Gardens, Travel Bureau J, Des Moines, Iowa 50303.

A KITCHEN FOR PEOPLE WHO ENTERTAIN BIG!

THE BETTER HOMES AND GARDENS EDITORS' CHOICE HOUSES FOR 1965

BUYING A BUILDER'S HOUSE TODAY IS ALMOST LIKE CUSTOM-BUILDING

FOUR BEDROOMS IN LESS THAN 1,600 SQUARE FEET

Economy in houses takes many forms --not nearly enough "economical" houses have the excellence they should. But this one does.

AN EXCEPTIONAL TRADITIONAL HOUSE

You needn't be old-fashioned to like this traditional house, because there's no old-fashioned living about it.

SMALL TREES FOR BIG EFFECT

Here's a great way to give your home and patio a personalized touch and a quick change of scene. Grow several different kinds and sizes of plants in attractive containers and move them a bout as your need or whim dictates. Another thing: container gardening gives the opportunity to grow many subtropical plants anywhere in the country-- no matter what the climate.

TABLES THAT INVITE YOU OUT

Early morning setting, at right. What nicer way to start off a busy day than to deck your table with fragrant limes or lemons?

EASY-TO-BUILD SUMMER PROJECTS THE WHOLE FAMILY WILL ENJOY

ALL THESE IDEAS--AND MORE--IN ONE HOUSE!

THE NEW SURPRISE FURNITURE! ...IT DOES AT LEAST TWO JOBS

What's so surprising about this new furniture? It pulls out or folds out, moves around or up and down. In fact, every piece of this versatile ac tion furniture functions at least two ways, including ways you would never guess! Plus, most of these units are at home in more than one room.

WASHSTANDS

The Victorian washstand ... yeoman service in grandmother's or great-grandmother's day. It was ... as much of a ... for the nicely appointed ... as beds, chairs, and the ... table.

LOOK AND COOK

BRIGHT TABLES FOR THE BRIDE

Planning a wedding? If so, you'll want a memorable table-- no matter how simple or elaborate your plans may be. You'll find these wedding table tips useful whether your reception's a full-scale meal at a club, or simply punch and cake in the church hall.

LIKE TO DO KABOBS JUST LIKE THOSE ON OUR COVER?

Want to cook up kabobs as spectacular (both to look at and to eat) as those on the cover? Well, you can! Just tuck these few simple tricks up your sleeve-- and you've taken the first step toward becoming Showman of the Charcoal Grill.

HANDYMAN HOW-TO

You don't have to call a plumber to get another outside ... installed at your house. You can do it yourself in about a half hour. One special piece ... hardware makes the job easy It's called a saddle T connector This little bronze fitting clamp around the outside of an existing water pipe with a U bolt

GOOD NEWS FOR MEN!

Don't despair if it rains the day you're having a barbecue. With one of these new barbecue kettles and a fireplace, you just move inside and carry on.

PLAN FOR PICTURES AS YOU PLAN YOUR TRIP

Guard against film-fatalities on your next trip with a few of these easy-to-follow suggestions. Don't assume you can fit camera and film into your luggage at the last minute. Provide space for it in advance. Best solution is a gadget bag with top layer priority for things you'll need soon or most often. Always keep bag and camera handy.

HOW TO FENCE IN SOME PRIVACY

This 6-foot-high privacy fence shuts out noise and the view of clutter in the children's play area from the main terrace of the Robert W. Field home.

SOLUTION TO A LONG DIVISION PROBLEM

HIGHLIGHTS OF THE HISTORIC EAST

As part of your family's "See the USA" program, visit the immortal places where our land was born and our way of life was nurtured. Each area described here is worth a vacation in itself, but even if you're just passing through, you'll want to visit the fascinating landmarks-- fine museums, whaling ships, pioneer villages, lovely mansions, stirring battlefields where, with shivers of your imagination, you can hear the sound of cannon.

HOW TO JUDGE GOOD CABINET WORK

Judging quality in the products you buy is often a complicated and difficult matter because you can't always see costly workmanship and materials.

HOW TO ORDER PLANS FOR HOUSES AND PROJECTS

You can order a complete plan package for either of the houses shown this month in "Four Bedrooms in Less Than 1,600 Square Feet," Plan 3506-A, page 48, or "An Exceptional Traditional House," Plan 3506-B, page 52. Each plan package includes complete working drawings, a list of materials to help estimate building costs, an outline of specifications for workmanship and materials, and points for you to include in your builder-homeowner agreement.

SHOPPING BY MAIL

Discover the ease of shopping by mail! Order with complete confidence. Each firm will refund your money if you're not thoroughly pleased.

THE MAN NEXT DOOR

Sometimes I think an outstanding failure should deliver the commencement address at the high school. As our seniors set sail on the sea of life, they might well learn more from an old salt who has been shipwrecked than from someone who always had smooth voyages.