October 1966

BORROWING AND SAVING

You've often heard the old saw that "Time is Money." But much more important in today's economy is the less understood fact that money can be time. That's because money can turn time around for you: much of your credit buying is really a form of budgeted saving, only you spend the money before you save it instead of afterward.

IS THERE A BASIC SPENDING PLAN THAT REALLY WORKS?

Yes, there is a workable spending plan-- but you won't develop one if you think it should be based on someone's recommended figures, or should make you tick off every purchase. Just because the Joneses spend $25 a week for food is no reason you should; you've got to feed your own family, not theirs.

GOOD NEWS FOR MEN!

Need help sanding? Here's an electric sander so handy that you can probably talk your wife into using it.

LEARN TO LEAVE YOUR STUDENT ALONE!

If you become too deeply interested in the college career of your son or daughter, you can expect trouble. If you don't much care what happens, you'll almost certainly have fewer problems.

COOKIE JARS

Fat and round, or square and squat, cookie jars have through the years given pleasure for their quaint decorating charm as well as for their delectable contents. Today, these attractive containers are much sought after for their many decorative uses in rooms outside of the kitchen.

PLASTIC: LOOK WHAT IT'S DOING TO HOME BUILDING PART II

Next time you're in a paint store, count the paints and finishes that don't list at least one plastic ingredient. Chances are, you won't find more than a dozen among the 20 or 25 different classifications.

OPEN--BUT PRIVATE

Does a house that's oriented to the outdoors have to sacrifice privacy? This 2,000-square-foot contemporary proves it doesn't --by using secluded terraces that work like part of the floor plan.

EVERYTHING YOU SHOULD KNOW TO FINANCE A NEW CAR

When you buy a car on time from a dealer, you generally sign a conditional sales contract or security agreement. You get possession but the dealer "assigns" or sells the contract to a bank or finance company, which then takes over the collection of payments. If you do your own financing through a bank or other lending agency, the transaction is handled somewhat differently.

AN ISSUE FULL OF IDEAS IN ACTION

Stand by to be delighted! You're about to see a collection of home improvement ideas you won't want to live without. You will find projects here to suit your taste and skill whether you're an accomplished handyman (or married to one) or just a ten-thumbs beginner. We've put a lot of thought into the design of these projects to come up with the best and easiest construction methods, and the newest and most practical materials.

MAKE A LITTLE COLOR WORK BIG!

You don't have to plant hundreds of spring-flowering bulbs to start your garden off on the plus side of the color ledger. Just set out small groupings of bulbs in strategic spots about the garden within the next few weeks-- and you can look forward to a really colorful spring. Arrange these pockets of color among perennials in the flower border, along edges of evergreen plantings, at the bases of trees, or scatter some in the lawn.

HOW TO SHOP FOR WALLPAPER

The unusual characteristic of wallpaper stores, or wallpaper departments in stores, is that their sales personnel are well acquainted with the stock, and love to talk about it. Far more than any other salespeople, they tend to confound you with wallpaper charms and to over-attend you, often when you'd much prefer being left alone for awhile to study your swatches and sample books.

WHAT MAKES A KITCHEN REALLY WORK?

HOW TO ORDER PLANS

A GUIDE TO WINTER SUNSHINE VACATIONS

Right now is none too soon to reserve your escape-from-winter haven for December or later. Last year's crowds broke all midwinter vacation records, and accommodations were scarce. To be sure you get the spot you want, make your bookings as soon as possible. The man who will help you most is your local travel agent; he'll supply cost data, glowing descriptions, and confirmed reservations for sunshine hideaways under U.S. or foreign flags.

HOW TO MAKE AN OFFICE RIGHT AT HOME

OCTOBER GARDENING WHERE YOU LIVE!

A harvest of berries. Berried shrubs and small trees are valuable additions to the autumn landscape because they give color for the eye and a feast for the birds. Many of these plants can be set out now, or you can wait until spring.

A REALLY ENJOYABLE ADDITION!

HOW TO CARE FOR YOUR SEWING MACHINE

You will be rewarded by years of fine performance from your sewing machine if you care for it properly. By cleaning and lubricating it and replacing worn small parts, you'll save professional repair costs. Before working on your machine, it's best to refer to your instruction book.

HOW TO SHOP FOR AN OLDER HOUSE

In choosing an older home, try to remain aloof from the emotional appeals which all too often lead people to buy a charming but impractical house. Keep in mind that time spares nothing, especially houses. Before signing that mortgage, check the following points-- or you may face the disillusionment of costly repair without visible improvement.

MORE FROM MIRRORS

STORAGE IDEAS IN THE LAUNDRY

HOW TO CHOOSE A NEW PIANO

If you buy a new piano this year, you will be one of the quarter-million Americans who do. And you'll probably get a better buy for your money than your parents did 25 years ago-- if you buy carefully! Thanks to technological advances in manufacturing, pianos are generally better constructed and more durable than they used to be.

SHOPPING EDITOR'S CHOICE

Discover the fun and convenience of shopping by mail! You can order with complete confidence any of the items shown: each company will refund your money if you're not delighted.

THE MAN NEXT DOOR

I've gradually assembled a wonderful home reference library-- encyclopedia, almanacs, dictionaries, atlases, books of quotations-- which my wife and children put to almost daily use proving I'm wrong.