February 1966

WHAT IF THEY DON'T WITHHOLD ENOUGH INCOME TAX?

Perhaps you've already prepared your rough 1965 tax return and were dismayed to discover you'll have to come up with considerable extra cash for Uncle Sam by April 15.

CAN YOU DEDUCT AUTO EXPENSES WITHOUT DETAILED RECORDS?

The Internal Revenue Service now lets you claim 10 cents per mile on your first 15,000 "business miles" and 7 cents per mile on all additional business miles driven during the year. You no longer have to keep detailed records on your auto expenses to support this deduction. But you do still have to prove the total number of business miles driven.

HOW MUCH LIFE INSURANCE SHOULD YOU CARRY ON YOUR CHILDREN?

None-- that is, until you've set up a sound insurance program of your own. In fact, only after your children are well protected in the event of the death of both you and your wife should you consider insurance policies for them. However, once you and your wife have this protection, insuring your children at an early age provides an excellent long-range investment for them. The initial insurance need not be large either-- a $1,000 to $5,000 face-value policy provides adequate coverage at a reasonable price.

TEN DRIVING HABITS GUARANTEED TO CAUSE AN ACCIDENT--SOONER OR LATER

Good driving, for those who practice it faithfully, soon becomes a habit. Sadly, the opposite is true. Hazardous driving, for those who luck out day after day, soon establishes itself in deadly habits and patterns.

WHAT CONTROL DO YOU HAVE OVER CAR REPAIRS PAID BY THE INSURANCE COMPANY?

After an accident, you should approach getting your car repaired with this thought uppermost in your mind: The insurance company's basic and only obligation in car repair claims is to compensate you for restoring the damaged part to its condition prior to the accident. Or, in the case of total loss, to replace or settle for the actual current market value of the car, less the deductible amount specified in your policy.

UNNECESSARY MENACE TO YOUNG BRAINS: PKU

At birth the baby usually seems healthy-- a blue-eyed blond with a very fair complexion who sleeps and cries and drinks milk like other babies and leaves the hospital in the arms of happy parents. Only after the passage of weeks or months are the mother's anxieties aroused. She wonders why her child is so irritable, why patches of eczema cover his (or her) skin, why he frequently vomits when no cause can be determined, why he gives off a strange, musty odor.

WHICH HUMIDIFIER?

How can you tell if you need a humidifier? Usually the first indication of dry air is static electricity in carpets and other fabrics in the house. Prolonged exposure to dry air will produce cracks or checks in woodwork, plaster, and finishes. Wood floors will open up at the joints and furniture will develop loose or even broken glue joints.

GOOD NEWS FOR MEN!

This power tool kit takes the multiple-use drill idea one step further.

STORAGE IDEAS FOR EVERY ROOM IN THE HOUSE

You can practically remodel your whole kitchen with this one built-in! The clean and simple styling lets you display your fine china, and also provides space for hiding pots and pans. It's simple to build, too. Make uprights from double sheets of hardwood plywood, toenail at floor and ceiling. Hang doors and shelves between the uprights.

DECORATING WRONGS MADE RIGHT

What is right and wrong in decorating? Are the rules really all that important?

THE LOWER LEVEL IS UP TO YOU!

Even without it, you have 1,000 square feet of excellent living space-- ideal for a two-person family, just starting out or retiring. And a young couple can expand into the 900 square feet of the lower level as their family and finances grow.

"DO-SOMETHING-DIFFERENT" VACATIONS

This can be your year for an extra-special vacation-- with a chance for everyone in your family to try something brand new. You can go skin diving along a tropical coral reef. Or join a spirited group of trail riders in mountain wilderness. Or have a ball learning to ski-- or take a fabulous windjammer cruise. All these ideas (and more) are detailed in this article. You'll be amazed, too, at how inexpensive such a vacation can be! After you're "sold," see page 126 for additional free literature that will help your family plan every part of the trip.

ROSES THAT DO A REAL LANDSCAPING JOB

Of course, roses give us flowers of legendary beauty-- but don't overlook their role as landscape artists. There's a rose for most needs-- whether for a privacy screen, patio border, or color accent for an evergreen planting. Here are some of the most effective types-- plus planting ideas to start you looking at your garden through rose-colored glasses.

A CLOTHES CARE CENTER IN SPACE YOU DIDN'T KNOW YOU HAD

Where would a clothes care center work best for you? Upstairs or downstairs... kitchen, basement, bathroom, hall, or utility room? Should you put it where soiled clothes collect ...or where it's in view of play yard ...or combine it with other activities in a kitchen?

A WELL-DESIGNED LAUNDRY CAN COMPLEMENT EVEN THE MOST DISTINGUISHED KITCHEN

HOW TO ORDER PLANS FOR HOUSES AND PROJECTS

You can order a complete plan package for the house shown in our Better Homes for All America series this month, "The lower level is up to you!" on page 60. The plan package includes complete working drawings, a list of materials to help estimate building costs, an outline of specifications for workmanship and materials, and points for you to include in the agreement you make with the builder of your house. Just check the box for house plan 3602-A on the coupon below and send $15.00 for the complete package.

HOW TO CARE FOR MARBLE

Beautiful, versatile, and ... marble has found ... way into most every room the home. It's wonderful ... sills, pastry blocks, ... or counters.

SHOPPING BY MAIL

Discover the ease of shopping by mail! Order with complete confidence. Each firm will refund your money if you're not thoroughly pleased.

THE MAN NEXT DOOR

I can tell that the baseball season is not far off. Burt, Jr., who has been assigned to the garage-cleaning "minor league" this year, is holding out for a higher allowance.