January 1967

WHO SHOULD "OWN" YOUR CHILD'S LIFE INSURANCE?

This is a more involved question than you might suppose. For example, say you own a policy on the life of your child. If your death occurs first, the policy's cash value will be included in your estate for tax purposes.

WHEN YOU OWE MONEY, WHAT ARE YOUR RIGHTS?

Debt laws may seem weighted in favor of the creditor, but you, as a debtor, have basic rights too, and there are legal means for you to protect them. A creditor cannot harass you with threats, fake legal documents, decoy notices of prizes or bequests (to get information), phone calls or telegrams at unusual hours, and similarly annoying tactics.

DO YOU REALLY OWN THE LAND YOU LIVE ON?

Yes, but not unconditionally. There's no question that you, your family, and heirs have strong historic rights to your land. You can build on it, dig in it, keep others away from it, sell it, give it away, or borrow on it.

WARNING! THOSE CHEAP BRAKE REPAIR JOBS ARE MURDER

Contrary to what you read or hear, you can't buy a safe and thorough brake repair job for $6.95 to $19.95. This price will only replace worn linings which is rarely all that's needed.

NEW: BETTER HOMES AND GARDENS PRE-ARRANGED TOURS

Beginning on page 19 of this issue, you'll find ten exciting tours especially arranged for Better Homes and Gardens readers. These packages have been developed by the editors in association with the world's largest travel organization, American Express, and are designed for travel in the United States and abroad.

A NEW HOUSE NOW?

If you've had a new house in mind lately, you're surely up to your ears in reports on the tight mortgage market. You know that interest rates have climbed, and that the amount of money to buy new houses has been short.

GOOD PARTIES GET STARTED HERE!

GOOD NEWS FOR MEN!

A pleasant way to wake up-- no bells, no bongs, no buzzers. The sound this clock produces is unlike anything you've ever heard from an alarm clock.

HEDGING AGAINST FINANCIAL TROUBLE

The best way to get people thinking and talking about economics is to have prices go up. Indeed, prices sometimes are noticed even when they aren't rising, because high prices are the best possible excuse for your own family kitty being much smaller than you'd like!

29 IDEA COLOR SCHEMES!

Color is constantly changing, and therein lies its power-- and its challenge-- as a decorating tool.

A cluster house divides itself into separate units for quiet living

What will tomorrow's really excellent houses be like? The following pages offer three striking possibilities. These designs don't just look different, either. Each of them represents a fresh, advanced approach to modern living. You'll be seeing more of the cluster, atrium, and pavilion houses in years to come. Who knows, one of them may have your name on it!

ARE THERE WAYS AROUND HIGH HEALTH COSTS?

Your family's health is a good investment, whatever the cost-- but that's no reason to treat it differently than any other investment. That is, you should always try to get the most for each dollar.

PUT A CURVE IN AN AWKWARD CORNER

SHOPPING EDITOR'S CHOICE

Discover the fun and convenience of shopping by mail! You can order with complete confidence any of the items shown: each company will refund your money if you're not delighted.

THE MAN NEXT DOOR

"Having a husband who's so creative," says Peggy Bayless, "is not an unmixed blessing. Lee has spent every night this week making me a French Provincial broom closet, but I can't get him to unstick the bathroom door."